MERCHANT CARD SERVICES
Whether you are opening up a store, starting a website, or just need better credit card processing rates for your existing business - Merchant Express has a merchant card services solution that will fit your needs. We can process credit cards over your smart-phone, point of sale system, or through a credit card terminal. With our expert merchant card services representatives in your local area we are able to ensure that you always get the best possible rates and service.
We offer some of the most competitive credit card processing rates and some of the lowest prices on equipment in the market today.
mobile payments
A business owner may use their smart phone to accept a credit card payment through the use of an attached swiper. Using this method the client is still using their credit card to run the transaction. Merchant Express has the ability to set businesses up to accept both of these mobile payment options. If you would like to accept mobile wallets as a payment method or if you would like to swipe cards through your smart phone we are able to help you out. Our systems allow you to accept mobile payments from all of the largest mobile wallet providers in one device at the point of sale.
Point of Sale
We offer the most up to date fully customized point of sale systems for your business FREE of cost.
Merchant Express POS systems will allow you to track your inventory, track sales, assist in reordering, manage schedules, and much more.
Contact us today to find out which solution is right for you.
Electronic Signature Capture
Signature capture allows consumers sign on the screen of the customer engagement device and the signed sales slip will be stored on the cloud and can be accessed at any time through the merchant’s web dashboard.
Visa allows cardholders 180 days and MasterCard allows 90 days to dispute a transaction. Rather than searching through shoeboxes full of receipts when a merchant needs to find a sales slip 60-90 after the transaction, signature capture allows them to easily gain access through their web dashboard in seconds. There is a small fee of $5.00 per month but you will easily be able to justify it by offsetting the cost of the paper used to print merchant copies of receipts.
Interchange Plus Pricing
It is a unique pricing structure, also called pass through plus pricing, that allows businesses cost plus a set mark up on all of their credit card processing transactions. Below you will find a basic comparison between interchange plus and a typical tiered pricing structure.
While businesses cannot negotiate the cost charged to accept credit cards - they can negotiate the markup they pay over these costs. this is where an interchange plus pricing structure becomes a benefit to the business owner - as it allows for some clarity when it comes to understanding the mark up and what is negotiable.